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About the Motor Accident Injuries Scheme
The way you’re covered by compulsory personal injury insurance if you’re involved in a motor accident in the ACT changed from 1 February 2020. Under the new scheme, Canberrans receive fairer, faster and more comprehensive support if they are injured in a motor vehicle accident.
Everyone who is injured in a motor vehicle accident is entitled to receive treatment, care and lost income benefits for up to five years – no matter who was at fault. This is different to the previous scheme that only covered people injured by an at-fault driver (third parties). It is a hybrid defined benefits common law scheme, with people who are more seriously injured being able to receive common law compensation.
The name of the scheme is the Motor Accident Injuries (MAI) Scheme (the previous scheme was the Compulsory Third-party (CTP) Insurance Scheme). Your policy is known as a Motor Accident Injuries (MAI) policy. Previous CTP insurance policies became MAI insurance policies on 1 February 2020.
The MAI scheme delivers:
- fair coverage for all road users
- equitable access to treatment and care for people who are injured
- quick and transparent benefits to get recovery underway as soon as possible
- comprehensive and ongoing support for those who need it most.
Access support under the MAI Scheme
Visit the Make an MAI application page to learn more about the range of defined benefits available to injured people under the MAI Scheme and how to access them.
Additionally, you can contact the free Defined Benefits Information Service on 1300 209 642 for assistance understanding the defined benefits available under the Motor Accident Injuries Scheme.