Motor Accident Injuries Commission

Better and fairer coverage for people who are injured in a motor accident.

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The Defined Benefits Information Service provides free advice and information to people on accessing the defined benefits available to them under the Motor Accident Injuries scheme.

Premium surplus refund: From 30 April 2022 – 29 April 2023 a one-off MAI insurance premium refund will be paid to all eligible motorists renewing their current vehicle registration. Please click here for further information.

Your MAI insurance

Find out about your MAI insurance policy and how the MAI Scheme provides fair coverage for all road users.

Make an MAI application

Learn about the support available if you're injured in a motor accident and how to apply.


Access the right forms for making an application under the MAI Scheme.

Information for service providers

Understand how you can best support injured people accessing the MAI Scheme.

If you are injured in a motor vehicle accident, the scheme you are covered under depends on the date of the accident, not the date of the application. Any claims for accidents that occurred before 1 February 2020 will be managed under the Compulsory Third Party (CTP) insurance scheme, regardless of when the claim is made. Visit this website to find out more about the CTP scheme.